- Introductory Rate ARM's

Philadelphia area residents can also take advantage of adjustable rate mortgages (or ARM’s) from Philadelphia Mortgage Home Loans .com which have an interest rate that is generally two to three percentage points lower than a comparable fixed rate mortgage. However, one thing to keep in mind is that this rate changes at specified intervals (for example, annually or every 6 months) depending on market conditions. If interest rates have gone up then your monthly mortgage payment will too, but if interest rates have gone down then your monthly mortgage payment will fall as well. Most adjustable rate loans have a low introductory rate or start rate, sometimes as much as 4% - 5% below the current market rate of a fixed loan. This start rate is usually good from 1 month to as long as 10 years depending on the loan program you set up with Philadelphia Mortgage Home Loans .com and the Philadelphia area home you want. As a rule the lower the start rate the shorter the time before the loan makes its first adjustment. There are also mortgage programs that combine aspects of both adjustable and fixed rate mortgages. For more information on different loan programs offered by Philadelphia Mortgage Home Loans .com for Philadelphia and Pennsylvania area residents contact us.

Fixed Rate Mortgages
Introductory Rate ARM's
Farm & Rural Loans
Construction Loans
APR Information

- Welcome to Philadelphia Mortgage Home Loans .com

Philadelphia Mortgage Home Loans .com offers all the information you need to help you in obtaining a home loan or mortgage in the state of Pennsylvania. Philadelphia Mortgage Home Loans .com is locally owned and operated to ensure you a friendly and hospitable environment, therefore Philadelphia Mortgage Home Loans .com is Pennsylvania's professional mortgage broker of choice. We are also licensed to provide Philadelphia mortgages and home loans, Philadelphia jumbo loans, stated income and self employed in Philadelphia, Philadelphia second mortgages and Philadelphia refinance loans, Philadelphia fixed rate mortgages, Philadelphia Debt Consolidation loans, and home mortgage loans in Philadelphia.

- Helping First Time Home Buyers is our First Priority

Contemporary Mortgage Solutions welcomes first time home buyers in the Philadelphia and surrounding areas offering programs to help you own your first home. With our help you may qualify for low interest rates with the Pennsylvania Housing Finance Agency (PHFA). There are also low down payment loans available to qualified first time buyers and many more options open to Philadelphia and Pennsylvania area first time home buyers. Contact one of our Philadelphia Mortgage Home Loans .com representatives for more information and help in buying your first home.

Additional First Time Home Buyer Information

- Real Estate for Philadelphia, Pennsylvania Area

At CMSolutions we offer mortgages and real estate agents who work and live in the areas listed, we work for the whole state of Pennsylvania, so if the area you are searching for is not on the list below then call one of our mortgage and real estate experts at CMSolutions for more information.

Philadelphia Real Estate
North Wales Real Estate
Lansdale Real Estate
Montgomery Real Estate
Norristown Real Estate
Lower Gwynedd Real Estate
Upper Gwynedd Real Estate
Doylestown Real Estate
Dublin Real Estate
Bristol Real Estate